/*=========================
RESET
=========================*/

*{
margin:0;
padding:0;
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
font-family:'Poppins',sans-serif;
overflow-x:hidden;
background:#fff;
color:#fff;
}

:root{

--azul:#0F3D56;
--turquesa:#00A99D;
--dorado:#D4AF37;

}


/*=========================
HEADER
=========================*/

.header{

position:fixed;
top:0;
left:0;
width:100%;
z-index:9999;

padding:22px 0;

transition:all .35s ease;

background:rgba(255,255,255,.88);
backdrop-filter:blur(18px);
-webkit-backdrop-filter:blur(18px);

box-shadow:0 10px 35px rgba(15,61,86,.08);

}

.header.scrolled{

padding:10px 0;

background:rgba(255,255,255,.96);

box-shadow:0 18px 45px rgba(15,61,86,.12);

}

.navbar-brand img{

height:72px;

transition:all .35s ease;

}

.header.scrolled .navbar-brand img{

height:58px;

}

.nav-link{

position:relative;

}

.nav-link::after{

content:"";

position:absolute;

left:50%;
bottom:-6px;

width:0;
height:3px;

background:#00A8A8;

border-radius:50px;

transition:.35s;

transform:translateX(-50%);

}

.nav-link:hover::after{

width:70%;

}

.social a{

font-size:22px;

margin-left:16px;

color:#203040;

transition:.3s;

}

.social a:hover{

color:var(--turquesa);

}

.btn-brand{

background:linear-gradient(135deg,#D4AF37,#BE8B10);

color:#fff;

padding:16px 32px;

border-radius:50px;

font-weight:700;

text-decoration:none;

margin-left:25px;

transition:.35s;

}

.btn-brand:hover{

color:#fff;

transform:translateY(-3px);

}


/*=========================
HERO
=========================*/
.hero{

    position:relative;

    min-height:780px;

    padding-top:170px;
    padding-bottom:80px;

    display:flex;
    align-items:center;

    overflow:hidden;

    background:#0F3D56;

}

.hero::before{

    content:"";

    position:absolute;
    inset:0;

    background:url("../img/hero-bg.png") center right/cover no-repeat;

    z-index:1;

}

.hero::after{

    content:"";

    position:absolute;
    inset:0;

    background:linear-gradient(
        90deg,
        rgba(6,28,44,.88) 0%,
        rgba(6,28,44,.72) 32%,
        rgba(6,28,44,.40) 58%,
        rgba(6,28,44,.08) 78%,
        rgba(6,28,44,0) 100%
    );

    z-index:2;

}

.hero .container{

    position:relative;
    z-index:5;

max-width:1400px;

width:100%;

padding:0 30px;

}
.hero .row{

    align-items:center;
    min-height:600px;

}

/*====================================
COLUMNA IZQUIERDA
====================================*/

.hero-left{

    position:relative;
    z-index:10;

}

.badge-top{

    display:inline-flex;
    align-items:center;
    gap:12px;

    padding:14px 24px;

    margin-bottom:28px;

    border-radius:50px;

    color:#fff;

    background:rgba(255,255,255,.10);

    border:1px solid rgba(255,255,255,.15);

    backdrop-filter:blur(15px);

    font-weight:600;

}

.hero h1{

    color:#fff;

    font-size:62px;

    font-weight:800;

    line-height:1.08;

    margin-bottom:25px;

}

.hero h1 span{

    color:var(--dorado);

}

.hero p{

    max-width:620px;

    color:rgba(255,255,255,.92);

    font-size:20px;

    line-height:1.9;

    margin-bottom:35px;

}

.hero-buttons{

    display:flex;

    gap:18px;

    flex-wrap:wrap;

    margin-bottom:45px;

}

.hero-buttons .btn-brand{

    margin-left:0;

}

.btn-outline-light{

    padding:16px 32px;

    border-radius:50px;

    border:2px solid rgba(255,255,255,.35);

    color:#fff;

    font-weight:700;

    transition:.35s;

}

.btn-outline-light:hover{

    background:#fff;

    color:#0F3D56;

}

/* TARJETAS */

.cards{

display:flex;

gap:22px;

margin-top:40px;

}

.card-item{

width:190px;

height:185px;

display:flex;

flex-direction:column;

justify-content:center;

align-items:center;

background:rgba(255,255,255,.08);

border:1px solid rgba(255,255,255,.15);

backdrop-filter:blur(18px);

border-radius:24px;

color:#fff;

font-size:38px;

transition:.35s;

cursor:pointer;

}

.card-item:hover{

transform:translateY(-10px);

background:rgba(255,255,255,.12);

}

.card-item span{

margin-top:15px;

font-size:17px;

font-weight:700;

color:#fff;

display:block;
width:100%;
text-align:center;
line-height:1.35;

}

.stats-info{
    display:flex;
    flex-direction:column;
    justify-content:center;
}

.stats-info h3{
    margin:0;
    font-size:38px;
    font-weight:800;
    color:#19d3c5;
    line-height:1;
}

.stats-info p{
    margin-top:8px;
    margin-bottom:0;
    color:#fff;
    font-size:18px;
    line-height:1.3;
}
/*==========================
SERVICIOS
==========================*/

.services{

padding:110px 0;

background:#f5f8fb;

}

.section-title{

text-align:center;

margin-bottom:70px;

}

.section-title span{

display:inline-block;

padding:8px 20px;

background:#e8f8f7;

color:#00A99D;

border-radius:30px;

font-weight:700;

margin-bottom:18px;

}

.section-title h2{

font-size:48px;

font-weight:800;

color:#0F3D56;

margin-bottom:20px;

}

.section-title p{

max-width:700px;

margin:auto;

font-size:20px;

line-height:34px;

color:#6c7a89;

}

.service-box{

background:#fff;

padding:45px 35px;

border-radius:24px;

box-shadow:0 20px 45px rgba(0,0,0,.06);

height:100%;

transition:.35s;

}

.service-box:hover{

transform:translateY(-12px);

}

.service-icon{

width:85px;

height:85px;

border-radius:50%;

display:flex;

align-items:center;

justify-content:center;

background:#00A99D;

color:#fff;

font-size:34px;

margin-bottom:30px;

}

.service-box h3{

font-size:28px;

font-weight:700;

color:#0F3D56;

margin-bottom:20px;

}

.service-box p{

color:#6c7a89;

line-height:30px;

margin-bottom:30px;

}

.service-box a{

text-decoration:none;

font-weight:700;

color:#00A99D;

}
/* WHY US */

.why-us{
padding:110px 0;
background:#ffffff;
}

.section-tag{
display:inline-block;
padding:8px 18px;
border-radius:30px;
background:#e8f8f7;
color:#00A99D;
font-weight:700;
margin-bottom:18px;
}

.section-title{
font-size:46px;
font-weight:800;
color:#0F3D56;
margin-bottom:18px;
}

.map-section .section-text{
    color:#5f6f81 !important;
    font-size:1.1rem;
    line-height:1.8;
    max-width:800px;
    margin:0 auto;
}

.feature-box{
padding:40px 30px;
border-radius:20px;
background:#fff;
box-shadow:0 15px 35px rgba(0,0,0,.08);
text-align:center;
height:100%;
transition:.3s;
}

.feature-box:hover{
transform:translateY(-8px);
}

.feature-box i{
font-size:50px;
color:#00A99D;
margin-bottom:20px;
display:block;
}

.feature-box h4{
font-weight:700;
margin-bottom:15px;
color:#0F3D56;
}

.feature-box p{
color:#6c7a89;
line-height:1.7;
}
/*==============================
PROCESO
==============================*/

.process{
    padding:110px 0;
    background:#f7fafc;
}

.step-card{
    position:relative;
    background:#fff;
    border-radius:24px;
    padding:40px 30px;
    text-align:center;
    height:100%;
    box-shadow:0 20px 45px rgba(0,0,0,.08);
    transition:.35s;
}

.step-card:hover{
    transform:translateY(-10px);
}

.step-number{
    width:70px;
    height:70px;
    margin:0 auto 25px;
    border-radius:50%;
    background:linear-gradient(135deg,#00A99D,#0F3D56);
    color:#fff;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:28px;
    font-weight:700;
}

.step-card h4{
    color:#0F3D56;
    font-size:24px;
    font-weight:700;
    margin-bottom:18px;
}

.step-card p{
    color:#6c7a89;
    line-height:1.8;
}
/*==========================
TESTIMONIOS
==========================*/

.testimonials{

padding:110px 0;

background:#ffffff;

}

.testimonial-card{

background:#fff;

padding:40px;

border-radius:24px;

box-shadow:0 15px 40px rgba(0,0,0,.08);

height:100%;

transition:.35s;

}

.testimonial-card:hover{

transform:translateY(-10px);

}

.stars{

font-size:28px;

color:#D4AF37;

margin-bottom:20px;

letter-spacing:3px;

}

.testimonial-card p{

font-size:17px;

line-height:30px;

color:#6c7a89;

margin-bottom:25px;

font-style:italic;

}

.testimonial-card h5{

margin:0;

font-size:22px;

font-weight:700;

color:#0F3D56;

}

.testimonial-card span{

color:#00A99D;

font-weight:600;

}
/*==========================
FAQ
==========================*/

.faq{

padding:110px 0;

background:#f7fafc;

}

.accordion-item{

border:none;

border-radius:18px;

overflow:hidden;

margin-bottom:20px;

box-shadow:0 10px 30px rgba(0,0,0,.08);

}

.accordion-button{

padding:24px;

font-size:20px;

font-weight:700;

color:#0F3D56;

background:#fff;

}

.accordion-button:not(.collapsed){

background:#00A99D;

color:#fff;

}

.accordion-button:focus{

box-shadow:none;

}

.accordion-body{

padding:25px;

font-size:17px;

line-height:30px;

color:#6c7a89;

}
/*==========================
CONTACTO
==========================*/

.contact{

padding:110px 0;

background:#0F3D56;

}

.contact .section-title,
.contact .section-subtitle{

color:#fff;

}

.contact-info{

margin-top:40px;

}

.info-item{

display:flex;

align-items:center;

gap:18px;

margin-bottom:25px;

font-size:20px;

color:#fff;

}

.info-item i{

width:55px;

height:55px;

display:flex;

justify-content:center;

align-items:center;

border-radius:50%;

background:#00A99D;

font-size:24px;

}

.contact-form{

background:#fff;

padding:45px;

border-radius:24px;

box-shadow:0 20px 45px rgba(0,0,0,.12);

}

.contact-form .form-control,
.contact-form .form-select{

height:58px;

border-radius:14px;

border:1px solid #d9e3ea;

}

.contact-form textarea{

height:auto !important;

}

.contact-form .btn{

padding:18px;

font-size:18px;

}
.footer{
    background:#082738;
    color:#fff;
    padding:90px 0 60px;
}

.footer .row{
    align-items:flex-start !important;
}

.footer img{
    height:90px;
    margin-bottom:20px;
}

.footer p{
    max-width:420px;
    margin-top:20px;
    font-size:1.1rem;
    line-height:1.7;
}

.footer .text-lg-end{
    padding-top:35px;
}

.footer a{
    display:inline-block;
    margin-left:30px;
    font-size:18px;
}
/*==================================================
SLIDER EMPRESAS
==================================================*/

.partners{
    background:#ffffff;
    padding:90px 0;
}

.logo-slider{

    overflow:hidden;
    position:relative;

    width:calc(100% + 220px);
    margin-left:-110px;

    margin-top:50px;

}

.logo-track{
    display:flex;
    align-items:center;
    width:max-content;
    animation:logos 35s linear infinite;
}

.logo-track img{

    width:180px;
    height:90px;

    object-fit:contain;

    margin:0 45px;

  filter:none;
opacity:1;
transition:.35s;

}

.logo-track img:hover{

    filter:none;

    opacity:1;

    transform:scale(1.08);

}

.logo-slider:hover .logo-track{

    animation-play-state:paused;

}

@keyframes logos{

    from{
        transform:translateX(0);
    }

    to{
        transform:translateX(-50%);
    }

}
/*=========================================
MAPA
=========================================*/

.map-section{

padding:100px 0;
margin-bottom:80px;
background:#f8fbfd;

}

.map-box{

overflow:hidden;

border-radius:25px;

box-shadow:0 20px 60px rgba(0,0,0,.12);

}

.map-box iframe{

width:100%;

height:520px;

border:0;

display:block;

}
/*==================================================
SIMULADOR PREMIUM V2
==================================================*/

.simulator-section{

padding:90px 0;

background:#f7fafc;

}

.simulator-wrapper{

max-width:1200px;

margin:auto;

}

.simulator-header{

text-align:center;

margin-bottom:50px;

}

.simulator-header h2{

font-size:42px;

font-weight:800;

color:#0f172a;

margin:20px 0;

}

.simulator-header p{

font-size:18px;

color:#64748b;

max-width:650px;

margin:auto;

}

.simulator-body{

display:grid;

grid-template-columns:420px 1fr;

gap:35px;

align-items:start;

}

/*=====================
FORMULARIO
======================*/

.simulator-form{

background:#fff;

padding:35px;

border-radius:22px;

box-shadow:0 15px 45px rgba(0,0,0,.08);

position:sticky;

top:100px;

}

.simulator-form .form-group{

margin-bottom:22px;

}

.simulator-form label{

display:block;

margin-bottom:8px;

font-weight:700;

color:#334155;

}

.simulator-form input,

.simulator-form select{

width:100%;

height:58px;

padding:0 18px;

border-radius:14px;

border:1px solid #dbe3ea;

font-size:17px;

transition:.3s;

}

.simulator-form input:focus,

.simulator-form select:focus{

outline:none;

border-color:#00A99D;

box-shadow:0 0 0 4px rgba(0,169,157,.12);

}

/*=====================
RESULTADOS
======================*/

.simulator-result{

display:flex;

flex-direction:column;

gap:25px;

}

.payment-card{

background:linear-gradient(135deg,#00A99D,#0fc6b8);

padding:40px;

border-radius:24px;

color:#fff;

text-align:center;

box-shadow:0 20px 50px rgba(0,169,157,.30);

}

.payment-label{

display:block;

font-size:14px;

letter-spacing:2px;

opacity:.9;

margin-bottom:12px;

}

.payment-card h2{

font-size:52px;

font-weight:900;

margin:0;

}

#rateInfo{

margin-top:15px;

font-size:18px;

}

/*=====================
RESUMEN
======================*/

.resume-grid{

display:grid;

grid-template-columns:repeat(2,1fr);

gap:18px;

}

.resume-item{

background:#fff;

padding:24px;

border-radius:18px;

box-shadow:0 10px 35px rgba(0,0,0,.07);

}

.resume-item small{

display:block;

color:#64748b;

margin-bottom:10px;

}

.resume-item strong{

font-size:24px;

color:#0f172a;

}

/*=====================
APROBACION
======================*/

.approval-card,

.recommendation-card{

background:#fff;

padding:28px;

border-radius:18px;

box-shadow:0 10px 35px rgba(0,0,0,.07);

}

.progress{

height:18px;

margin:20px 0;

background:#e5e7eb;

border-radius:30px;

overflow:hidden;

}

.progress-bar{

background:linear-gradient(90deg,#00A99D,#22d3aa);

width:0;

transition:.6s;

}

/*=====================
DETALLES
======================*/

.details-card{

margin-top:45px;

background:#fff;

padding:35px;

border-radius:24px;

box-shadow:0 15px 45px rgba(0,0,0,.08);

}

.chart-box{

height:420px;

margin-top:35px;

}

.chart-box canvas{

width:100%!important;

height:100%!important;

}

.table{

margin-top:40px;

}

.table thead{

background:#00A99D;

color:#fff;

}

.table th{

padding:15px;

}

.table td{

padding:12px;

vertical-align:middle;

}

.btn-brand{

background:#00A99D;

color:#fff;

border:none;

}

.btn-brand:hover{

background:#00897f;

color:#fff;

}

.btn-outline-brand{

border:2px solid #00A99D;

color:#00A99D;

background:#fff;

}

.btn-outline-brand:hover{

background:#00A99D;

color:#fff;

}

/*=====================
RESPONSIVE
======================*/

@media(max-width:992px){

.simulator-body{

grid-template-columns:1fr;

}

.simulator-form{

position:relative;

top:0;

}

.resume-grid{

grid-template-columns:1fr;

}

.payment-card h2{

font-size:40px;

}

.chart-box{

height:300px;

}

}
.form-group label{
    display:block;
    margin-bottom:10px;
    font-weight:600;
    color:#0d3557;
}

.form-group input,
.form-group select{
    width:100%;
    padding:15px;
    border:1px solid #d9e3ea;
    border-radius:12px;
    font-size:16px;
    outline:none;
}

.form-group input:focus,
.form-group select:focus{
    border-color:#00a99d;
}

.result-box{
    background:#f7fafc;
    border-radius:20px;
    padding:35px;
    text-align:center;
}

.result-box h3{
    color:#0d3557;
    margin-bottom:15px;
}

#monthlyPayment{
    font-size:42px;
    color:#083B4C;
font-weight:700;
    margin-bottom:10px;
}

.result-box small{
    color:#777;
}

@media(max-width:768px){

.simulator-card{
    padding:30px;
}

.simulator-grid{
    grid-template-columns:1fr;
}

#monthlyPayment{
    font-size:32px;
}

}
.summary{

margin:30px 0;

text-align:left;

max-width:500px;

margin-inline:auto;

}

.summary p{

display:flex;

justify-content:space-between;

padding:12px 0;

border-bottom:1px solid #ececec;

font-size:18px;

}

#rateInfo{

margin:20px 0;

color:#00A99D;

font-weight:700;

font-size:18px;

}

#monthlyPayment{

font-size:48px;

font-weight:800;

margin-bottom:20px;

color:#00A99D;

}

#loanAmount{

font-size:22px;

font-weight:700;

}
/*=============================
SIMULADOR PREMIUM
==============================*/

.simulator-card{

display:grid;

grid-template-columns:420px 1fr;

gap:40px;

background:#fff;

padding:45px;

border-radius:25px;

box-shadow:0 20px 60px rgba(0,0,0,.08);

margin-top:50px;

}

.simulator-left{

display:flex;

flex-direction:column;

gap:25px;

}

.form-group{

display:flex;

flex-direction:column;

}

.form-group label{

font-weight:700;

margin-bottom:10px;

color:#333;

}

.form-group input,

.form-group select{

height:58px;

border-radius:12px;

border:1px solid #ddd;

padding:0 18px;

font-size:18px;

transition:.3s;

}

.form-group input:focus,

.form-group select:focus{

border-color:#00A99D;

outline:none;

box-shadow:0 0 0 4px rgba(0,169,157,.15);

}

.result-card{

background:#f8fafb;

padding:35px;

border-radius:20px;

margin-bottom:25px;
color:#1f2937;
}

.payment-value{

font-size:48px;

font-weight:800;

color:#00A99D;

margin:20px 0;

}

.result-item{

display:flex;

justify-content:space-between;

padding:14px 0;

border-bottom:1px solid #ececec;

font-size:18px;

}

#rateInfo{

font-size:18px;

font-weight:700;

color:#00A99D;

margin-bottom:20px;

}

.approval-box{

background:#FFF8E8;

color:#1f2937;

padding:25px;

border-radius:20px;

margin-bottom:25px;

}

.progress{

width:100%;

height:18px;

background:#ddd;

border-radius:30px;

overflow:hidden;

margin:20px 0;

}

.progress-bar{

height:100%;

width:0;

background:linear-gradient(90deg,#00A99D,#22d3aa);

transition:.6s;

}

.recommendation-box{

background:#EEFDF8;

color:#1f2937;

padding:25px;

border-radius:20px;

margin-bottom:25px;

}

.buttons{

display:flex;

gap:15px;

}

.buttons .btn{

flex:1;

}

.amortization-table{

margin-top:60px;

background:#fff;

padding:35px;

border-radius:20px;

box-shadow:0 15px 40px rgba(0,0,0,.08);

overflow:auto;

}

.amortization-table table{

width:100%;

border-collapse:collapse;

}

.amortization-table th{

background:#00A99D;

color:#fff;

padding:16px;

text-align:center;

}

.amortization-table td{

padding:14px;

border-bottom:1px solid #eee;

text-align:center;

}

.amortization-table tbody tr:hover{

background:#f5fffd;

}

#loanChart{

margin-top:35px;

}

@media(max-width:991px){

.simulator-card{

grid-template-columns:1fr;

}

.buttons{

flex-direction:column;

}

.payment-value{

font-size:36px;

}

}
.rate-box{

display:flex;

justify-content:space-between;

padding:15px;

background:#eefaf8;

border-radius:12px;

margin-bottom:20px;

}

.rate-box span{

font-weight:600;

}

.rate-box strong{

color:#00A99D;

font-size:20px;

}

.payment-value{

transition:.25s;

}

.result-card{

position:relative;

overflow:hidden;

}

.result-card::before{

content:"";

position:absolute;

left:-40%;

top:0;

width:40%;

height:100%;

background:linear-gradient(
90deg,
transparent,
rgba(255,255,255,.6),
transparent
);

animation:shine 6s infinite;

}

@keyframes shine{

100%{

left:140%;

}

}

.approval-box{

transition:.3s;

}

.approval-box:hover{

transform:translateY(-4px);

box-shadow:0 15px 35px rgba(0,0,0,.08);

}

.recommendation-box{

transition:.3s;

}

.recommendation-box:hover{

transform:translateY(-4px);

box-shadow:0 15px 35px rgba(0,0,0,.08);

}
.result-card h3,
.approval-box h4,
.recommendation-box h4{

color:#0F172A;

font-weight:700;

}

.result-card span{

color:#555;

}

.result-card strong{

color:#0F172A;

}

#approvalText{

color:#0F172A;

font-weight:700;

margin-top:15px;

}

#recommendation{

color:#374151;

line-height:1.6;

}

.payment-value{

color:#00A99D;

}
.chart-container{
    position:relative;
    width:100%;
    max-width:420px;
    height:340px;
    margin:auto;
}
.amortization-table{
    width:100%;
    border-collapse:collapse;
    margin-top:20px;
    overflow:hidden;
    border-radius:16px;
    background:#fff;
    box-shadow:0 8px 25px rgba(0,0,0,.08);
}

.amortization-table th{
    background:#00A99D;
    color:#fff;
    padding:14px;
    font-size:14px;
    text-align:center;
}

.amortization-table td{
    padding:12px;
    border-bottom:1px solid #ececec;
    text-align:center;
    font-size:14px;
}

.amortization-table tbody tr:nth-child(even){
    background:#f8f9fb;
}

.amortization-table tbody tr:hover{
    background:#eefaf9;
    transition:.25s;
}
.payment-card,
.approval-card,
.recommendation-card{

    transition:.35s;

}

.payment-card:hover,
.approval-card:hover,
.recommendation-card:hover{

    transform:translateY(-6px);
    box-shadow:0 20px 45px rgba(0,0,0,.15);

}

.result-value{

    transition:.3s;

}
#approvalBar{

    transition:
        width .8s ease,
        background .5s ease;

}
.summary-card{

    margin-top:25px;
    padding:24px;
    border-radius:18px;
    background:#ffffff;
    box-shadow:0 10px 35px rgba(0,0,0,.08);

}

.summary-card h3{

    margin-bottom:18px;
    color:#00A99D;
    font-size:22px;

}

.summary-item{

    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:14px 0;
    border-bottom:1px solid #ececec;

}

.summary-item:last-child{

    border:none;

}

.summary-item strong{

    color:#00A99D;
    font-size:18px;
    font-weight:700;

}
.capacity-card{

    margin-top:25px;
    padding:30px;
    border-radius:18px;
    text-align:center;
    background:linear-gradient(135deg,#00A99D,#0B6B73);
    color:#fff;

}

.capacity-card h3{

    margin-bottom:18px;

}

.capacity-value{

    font-size:42px;
    font-weight:800;
    margin:18px 0;

}

.capacity-card p{

    opacity:.9;
    line-height:1.6;

}
/*========== PAYMENT CARD ==========*/

.payment-card{

background:linear-gradient(135deg,#00A99D 0%,#00897B 100%);
border-radius:24px;
padding:35px;
color:#fff;
box-shadow:0 18px 45px rgba(0,0,0,.15);
margin-bottom:25px;

}

.payment-label{

display:block;
font-size:.85rem;
letter-spacing:2px;
opacity:.8;
text-transform:uppercase;
margin-bottom:15px;

}

#monthlyPayment{

font-size:3.2rem;
font-weight:800;
line-height:1;
color:#fff;
margin:0;

}

#monthlyPayment small{

display:block;
font-size:1rem;
font-weight:400;
margin-top:10px;
opacity:.85;

}

#rateInfo{

margin-top:25px;

}

.rate-box{

background:rgba(255,255,255,.12);
padding:15px 18px;
border-radius:14px;
backdrop-filter:blur(8px);

}

.rate-box span{

display:block;
font-size:.85rem;
opacity:.8;

}

.rate-box strong{

font-size:1.2rem;
color:#fff;

}
/*========== TARJETAS PREMIUM ==========*/

.summary-card,
.capacity-card,
.approval-card,
.recommendation-card{

background:#fff;
border-radius:22px;
padding:24px;
margin-bottom:22px;
box-shadow:0 10px 30px rgba(0,0,0,.08);
border:1px solid #edf2f7;
transition:.3s;

}

.summary-card:hover,
.capacity-card:hover,
.approval-card:hover,
.recommendation-card:hover{

transform:translateY(-4px);
box-shadow:0 18px 40px rgba(0,0,0,.12);

}

.summary-card h3,
.capacity-card h3{

font-size:1.2rem;
font-weight:700;
margin-bottom:20px;
color:#14313d;

}

.summary-item{

display:flex;
justify-content:space-between;
align-items:center;
padding:14px 0;
border-bottom:1px solid #eef2f7;

}

.summary-item:last-child{

border-bottom:none;

}

.summary-item span{

color:#6b7280;
font-size:.95rem;

}

.summary-item strong{

font-size:1.05rem;
font-weight:700;
color:#14313d;

}

.capacity-value{

font-size:2rem;
font-weight:800;
color:#00A99D;
margin:12px 0;

}

.capacity-card p{

margin:0;
color:#6b7280;
line-height:1.5;

}
/*========== RESUMEN ==========*/

.resume-grid{

display:grid;
grid-template-columns:repeat(2,1fr);
gap:18px;
margin:25px 0;

}

.resume-item{

background:#fff;
border-radius:18px;
padding:20px;
text-align:center;
box-shadow:0 8px 25px rgba(0,0,0,.08);
border:1px solid #edf2f7;
transition:.3s;

}

.resume-item:hover{

transform:translateY(-4px);

}

.resume-item small{

display:block;
color:#6b7280;
margin-bottom:10px;
font-size:.9rem;

}

.resume-item strong{

display:block;
font-size:1.15rem;
font-weight:700;
color:#14313d;

}

/*========== APROBACIÓN ==========*/

.progress{

height:12px;
background:#edf2f7;
border-radius:100px;
overflow:hidden;
margin:18px 0;

}

.progress-bar{

width:0;
height:100%;
border-radius:100px;
background:linear-gradient(90deg,#00A99D,#00C4B3);
transition:width .6s ease;

}

#approvalText{

font-weight:600;
font-size:1rem;
color:#14313d;
margin-top:12px;

}

/*========== RECOMENDACIÓN ==========*/

#recommendation{

margin:0;
line-height:1.6;
color:#4b5563;

}

/*========== BOTONES ==========*/

.btn-brand{

background:#00A99D;
border:none;
border-radius:14px;
padding:14px 24px;
font-weight:700;
transition:.3s;

}

.btn-brand:hover{

background:#00897B;
transform:translateY(-2px);
box-shadow:0 12px 25px rgba(0,169,157,.30);

}

.btn-outline-brand{

border:2px solid #00A99D;
border-radius:14px;
color:#00A99D;
font-weight:700;
transition:.3s;

}

.btn-outline-brand:hover{

background:#00A99D;
color:#fff;

}
/*========== DETALLES ==========*/

.details-card{

margin-top:35px;
background:#fff;
padding:30px;
border-radius:24px;
box-shadow:0 15px 40px rgba(0,0,0,.08);

}

.chart-box{

height:340px;
padding:20px;

}

.table-responsive{

margin-top:30px;
border-radius:18px;
overflow:hidden;

}

.table{

margin:0;

}

.table thead{

background:#00A99D;
color:#fff;

}

.table thead th{

padding:16px;
border:none;
font-weight:600;

}

.table tbody td{

padding:15px;
vertical-align:middle;

}

.table-striped tbody tr:nth-child(even){

background:#f8fafc;

}

/*========== FORMULARIO ==========*/

.simulator-form{

background:#fff;
padding:35px;
border-radius:24px;
box-shadow:0 15px 40px rgba(0,0,0,.08);

}

.form-group{

margin-bottom:22px;

}

.form-group label{

font-weight:600;
margin-bottom:8px;
display:block;
color:#14313d;

}

.form-group input,
.form-group select{

height:56px;
border-radius:14px;
border:1px solid #dce3ea;
padding:0 18px;
font-size:16px;
transition:.3s;

}

.form-group input:focus,
.form-group select:focus{

border-color:#00A99D;
box-shadow:0 0 0 4px rgba(0,169,157,.15);
outline:none;

}

/*========== RESPONSIVE ==========*/

@media(max-width:992px){

.simulator-body{

display:flex;
flex-direction:column;
gap:25px;

}

.resume-grid{

grid-template-columns:1fr;

}

#monthlyPayment{

font-size:2.5rem;

}

.chart-box{

height:260px;

}

.details-card{

padding:20px;

}

.simulator-form{

padding:25px;

}

.payment-card{

padding:28px;

}

}

@media(max-width:576px){

#monthlyPayment{

font-size:2rem;

}

.summary-card,
.capacity-card,
.approval-card,
.recommendation-card{

padding:18px;

}

.payment-card{

padding:22px;

}

.capacity-value{

font-size:1.6rem;

}

}
/*=============================
 NUEVO PANEL FINTECH
==============================*/

.simulator-result{

display:flex;
flex-direction:column;
gap:24px;

}

.result-header{

font-size:.85rem;
font-weight:700;
letter-spacing:2px;
color:#00A99D;
text-transform:uppercase;

}

.summary-panel{

background:#fff;
border-radius:22px;
padding:28px;
box-shadow:0 15px 40px rgba(0,0,0,.08);

}

.summary-row{

display:flex;
justify-content:space-between;
align-items:center;
padding:18px 0;
border-bottom:1px solid #edf2f7;

}

.summary-row:last-child{

border-bottom:none;

}

.summary-row span{

color:#6b7280;
font-size:15px;

}

.summary-row strong{

font-size:17px;
font-weight:700;
color:#14313d;

}

/*=============================
 TARJETA PRINCIPAL
==============================*/

.payment-panel{

background:linear-gradient(135deg,#00A99D,#00897B);
border-radius:24px;
padding:38px;
color:#fff;
text-align:center;
box-shadow:0 20px 45px rgba(0,169,157,.25);

}

.payment-label{

font-size:.85rem;
letter-spacing:3px;
opacity:.85;
margin-bottom:18px;

}

.payment-value{

font-size:58px;
font-weight:800;
line-height:1;
color:#fff;
margin-bottom:10px;

}

.payment-text{

font-size:15px;
opacity:.85;

}

/*=============================
 CAPACIDAD
==============================*/

.capacity-panel{

background:#fff;
border-radius:22px;
padding:30px;
box-shadow:0 15px 40px rgba(0,0,0,.08);

}

.capacity-title{

font-size:22px;
font-weight:700;
margin-bottom:25px;
color:#14313d;

}

.capacity-content{

display:grid;
grid-template-columns:2fr 140px 2fr;
align-items:center;
gap:25px;

}

.capacity-money{

font-size:34px;
font-weight:800;
color:#00A99D;
margin-top:10px;

}

.capacity-circle{

width:120px;
height:120px;
border-radius:50%;
background:conic-gradient(#edf2f7 0deg,#edf2f7 360deg);
display:flex;
justify-content:center;
align-items:center;
margin:auto;

}

.capacity-circle div{

width:90px;
height:90px;
background:#fff;
border-radius:50%;
display:flex;
justify-content:center;
align-items:center;
font-size:26px;
font-weight:800;
color:#14313d;

}
/*======== CAPACIDAD PREMIUM ========*/

.capacity-content{

display:grid;
grid-template-columns:1fr 160px;
gap:35px;
align-items:center;

}

.capacity-info small{

display:block;
font-size:12px;
letter-spacing:1px;
color:#7b8794;
margin-bottom:10px;
font-weight:700;

}

.capacity-info p{

margin-top:15px;
font-size:14px;
line-height:1.6;
color:#6b7280;

}

.capacity-money{

font-size:38px;
font-weight:800;
color:#00A99D;
line-height:1.1;

}

.capacity-circle{

width:150px;
height:150px;
margin:auto;
border-radius:50%;
background:conic-gradient(#00A99D 0deg,#00A99D 260deg,#edf2f7 260deg);
display:flex;
justify-content:center;
align-items:center;
box-shadow:0 10px 30px rgba(0,169,157,.18);

}

.circle-inner{

width:112px;
height:112px;
background:#fff;
border-radius:50%;
display:flex;
flex-direction:column;
justify-content:center;
align-items:center;

}

.circle-inner span{

font-size:30px;
font-weight:800;
color:#14313d;

}

.circle-inner small{

font-size:12px;
font-weight:600;
color:#6b7280;
margin-top:4px;

}

.recommendation-box{

margin-top:28px;
padding:22px;
border-radius:18px;
background:#f8fbfc;
border-left:6px solid #00A99D;

}

.recommendation-box strong{

display:block;
margin-bottom:10px;
color:#14313d;
font-size:16px;

}

.recommendation-box p{

margin:0;
line-height:1.6;
color:#4b5563;
}
.wa-overlay{
    position: fixed;
    inset: 0;
    display: none;
    justify-content: center;
    align-items: flex-start;
    padding: 20px;
    background:rgba(0,0,0,.45);
    z-index: 99999;
    overflow-y: auto;
	backdrop-filter:blur(6px);
}

.wa-panel{
    width:460px;
    max-width:95%;
    max-height:calc(100vh - 40px);
    margin:20px auto;
    background:#fff;
    border-radius:20px;
    overflow-y:auto;
    overflow-x:hidden;
    display:flex;
    flex-direction:column;
    box-shadow:0 30px 80px rgba(0,0,0,.30);
    animation:popup .25s ease;
}
@keyframes popup{

from{

transform:translateY(20px);

opacity:0;

}

to{

transform:none;

opacity:1;

}

}

.wa-header{

padding:18px;

display:flex;

gap:15px;

align-items:center;

border-bottom:1px solid #eee;

}

.wa-avatar{

width:60px;

height:60px;

border-radius:50%;

}

.dot{

width:10px;

height:10px;

background:#18d26e;

border-radius:50%;

display:inline-block;

margin-right:6px;

}

.wa-online{

font-size:13px;

color:#18d26e;

}
.wa-chat{
    background:#efeae2;
    padding:18px;
}

.chat-bubble{
    background:#fff;
    padding:14px 16px;
    border-radius:15px;
    font-size:14px;
    line-height:1.5;
    color:#333;
    box-shadow:0 2px 8px rgba(0,0,0,.08);
}

.wa-info h3{
    margin:0;
    font-size:18px;
    font-weight:700;
}

.wa-info small{
    color:#666;
    font-size:13px;
}

#closeWA{
    margin-left:auto;
    width:36px;
    height:36px;
    border:none;
    border-radius:50%;
    background:#f3f4f6;
    color:#333;
    font-size:22px;
    cursor:pointer;
    display:flex;
    align-items:center;
    justify-content:center;
}

#closeWA:hover{
    background:#e5e7eb;
}
.wa-body{
    padding:16px;
    display:flex;
    flex-direction:column;
	height:90vh;
    gap:12px;
}

.wa-body input,
.wa-body select{

height:42px;

padding:12px;

border:1px solid #ccc;

border-radius:12px;

font-size:15px;

}

#continueWA{

height:46px;

border:none;

background:#25D366;

color:#fff;

border-radius:12px;

font-size:16px;

cursor:pointer;

}


.wa-widget{
    position:fixed;
    right:25px;
    bottom:25px;
    z-index:99999;
}

.wa-message{
    position:absolute;
    right:0;
    bottom:80px;
    background:#ffffff;
    color:#1f2937;
    padding:12px 16px;
    border-radius:12px;
    box-shadow:0 10px 30px rgba(0,0,0,.18);
    white-space:nowrap;
    font-size:14px;
    font-weight:600;
    border:1px solid #e5e7eb;
}

.floating-whatsapp{
    width:65px;
    height:65px;
    border:none;
    border-radius:50%;
    background:#25D366;
    color:#fff;
    font-size:34px;
    cursor:pointer;
    display:flex;
    align-items:center;
    justify-content:center;
    box-shadow:0 10px 30px rgba(0,0,0,.25);
}
.choice-group{
    display:flex;
    gap:10px;
    margin-bottom:18px;
}

.choice-btn{
    flex:1;
    height:42px;
    border:2px solid #00A99D;
    background:#fff;
    color:#0F3D56;
    border-radius:12px;
    cursor:pointer;
    font-weight:600;
    transition:.3s;
}

.choice-btn:hover,
.choice-btn.active{
    background:#00A99D;
    color:#fff;
}

.phone-group{
    display:flex;
    gap:10px;
}

.phone-group select{
    width:110px;
}

.phone-group input{
    flex:1;
}

.checks{
    display:flex;
    flex-direction:column;
    gap:10px;
    font-size:14px;
}

.wa-body label{
    font-weight:600;
    color:#0F3D56;
    margin-bottom:8px;
    display:block;
}
.tasas-page{
    padding-top:180px;
}
.tasas-hero{
    padding-top:180px;
    padding-bottom:40px;
    background:#f8fbff;
}

.tasas-hero .section-title{
    font-size:2.8rem;
    font-weight:700;
}

.tasas-hero .section-subtitle{
    font-size:1.1rem;
    color:#6c757d;
    line-height:1.8;
}
/*=========================
TASAS Y TARIFAS
=========================*/

.rate-card{
    background:#fff;
    border-radius:24px;
    padding:35px;
    height:100%;
    box-shadow:0 15px 40px rgba(0,0,0,.08);
    transition:.3s;
}

.rate-card:hover{
    transform:translateY(-8px);
}

.rate-card.featured{
    background:linear-gradient(135deg,#00A99D,#0F3D56);
}

.rate-card.featured h3,
.rate-card.featured li,
.rate-card.featured i{
    color:#fff;
}

.rate-icon{
    width:70px;
    height:70px;
    border-radius:50%;
    background:#00A99D;
    color:#fff;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:30px;
    margin-bottom:20px;
}

.rate-card h3{
    color:#0F3D56;
    font-size:24px;
    font-weight:700;
    margin-bottom:20px;
}

.rate-card ul{
    list-style:none;
    padding:0;
    margin:0;
}

.rate-card li{
    color:#6c7a89;
    margin-bottom:14px;
    line-height:1.7;
}

.rate-card li i{
    color:#00A99D;
    margin-right:10px;
}
.eligible-section{
    background:#f8fbff;
}

.eligible-item{
    display:flex;
    gap:18px;
    align-items:flex-start;
    padding:20px;
    background:#fff;
    border-radius:16px;
    margin-bottom:18px;
    box-shadow:0 8px 25px rgba(0,0,0,.06);
    transition:.3s;
}

.eligible-item:hover{
    transform:translateY(-5px);
}

.eligible-item i{
    width:60px;
    height:60px;
    background:#00A99D;
    color:#fff;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:26px;
    flex-shrink:0;
}

.eligible-item h5{
    margin-bottom:5px;
    font-weight:700;
}

.eligible-item p{
    margin:0;
    color:#6c757d;
}
.requirements-section{
    background:#fff;
}

.requirement-item{
    display:flex;
    align-items:center;
    gap:15px;
    margin:18px 0;
    padding:16px 20px;
    background:#f8fbff;
    border-radius:14px;
    font-weight:500;
    box-shadow:0 5px 18px rgba(0,0,0,.05);
}

.requirement-item i{
    color:#0d6efd;
    font-size:22px;
}
.requirements-list{
    margin-top:15px;
    padding-left:20px;
}

.requirements-list li{
    margin-bottom:10px;
    color:#555;
}

.notice-box{
    display:flex;
    align-items:flex-start;
    gap:18px;
    margin-top:25px;
    padding:22px;
    background:#eef5ff;
    border-left:5px solid #00A99D;
    border-radius:16px;
}

.notice-box i{
    font-size:28px;
    color:#00A99D;
    flex-shrink:0;
}

.notice-box strong{
    display:block;
    color:#1f2937;
    font-size:18px;
    font-weight:700;
    margin-bottom:6px;
}

.notice-box p{
    margin:0;
    color:#4b5563;
    font-size:15px;
    line-height:1.6;
}

.notice-box i{
    font-size:28px;
    color:#00A99D;
}

.notice-box p{
    margin:5px 0 0;
}
.benefits-section{
    background:#f8fbff;
}

.benefit-card{
    background:#fff;
    padding:35px 30px;
    border-radius:18px;
    text-align:center;
    height:100%;
    box-shadow:0 10px 30px rgba(0,0,0,.06);
    transition:.3s;
}

.benefit-card:hover{
    transform:translateY(-8px);
}

.benefit-card i{
    width:75px;
    height:75px;
    display:flex;
    align-items:center;
    justify-content:center;
    margin:auto;
    margin-bottom:20px;
    border-radius:50%;
    background:#00A99D;
    color:#fff;
    font-size:32px;
}

.benefit-card h4{
    font-weight:700;
    margin-bottom:12px;
}

.benefit-card p{
    margin:0;
    color:#6c757d;
}
.stats-section{
    background:linear-gradient(135deg,#0d6efd,#00bfa6);
    color:#fff;
}

.stat-box{
    padding:25px;
}

.stat-box h2{
    font-size:52px;
    font-weight:800;
    margin-bottom:10px;
}

.stat-box p{
    margin:0;
    font-size:18px;
    opacity:.95;
}
.cta-section{
    background:#fff;
}
.cta-box::before{

content:"";

position:absolute;

width:420px;
height:420px;

border-radius:50%;

background:rgba(255,255,255,.08);

top:-180px;
right:-120px;

filter:blur(20px);

}

.cta-box::after{

content:"";

position:absolute;

width:260px;
height:260px;

border-radius:50%;

background:rgba(212,175,55,.12);

bottom:-120px;
left:-90px;

filter:blur(30px);

}
.cta-box > *{

    position:relative;
    z-index:2;

}
.cta-box{

    position:relative;
    overflow:hidden;

    background:
    linear-gradient(
        rgba(9,34,51,.88),
        rgba(15,61,86,.85)
    ),
    url("../img/cta-bg.webp");

  background: linear-gradient(
135deg,
#0F3D56 0%,
#145B72 55%,
#00A99D 100%);

    border-radius:32px;
	border:1px solid rgba(255,255,255,.08);
    padding:70px;
   box-shadow:0 25px 70px rgba(15,61,86,.25);

}
.cta-box h2{

font-size:3.2rem;

font-weight:800;

color:#fff;

line-height:1.15;

}

.cta-box p{

color:rgba(255,255,255,.82);

font-size:1.15rem;

line-height:1.8;

}
.cta-box .btn-light{

background:#fff;

border:none;

font-weight:700;

padding:16px 38px;

box-shadow:0 15px 35px rgba(0,0,0,.18);

}
.cta-box .btn{
    min-width:220px;
}
.footer{
    width:100%;
    margin:0;
}

.footer .container-fluid{
    max-width:100%;
}
.map-section .section-badge{
    color:#0d5c8f !important;
    font-weight:700;
}

.map-section .section-title{
    color:#0b3d5f;
}
/*==================================
CONVENIOS
==================================*/

.partners{
    background:#fff;
}

.partners .section-title{
    margin-bottom:20px;
}

.partners p{
    color:#667085;
    line-height:1.8;
}

.agreement-list{
    display:flex;
    flex-direction:column;
    gap:15px;
}

.agreement-item{
    display:flex;
    align-items:center;
    gap:12px;
    font-size:16px;
    font-weight:500;
}

.agreement-item i{
    color:#00b8b0;
    font-size:20px;
}

.agreement-note{
    background:#f8fafc;
    border-left:5px solid #00b8b0;
    padding:20px;
    border-radius:15px;
}

.agreement-note strong{
    display:block;
    color:#0d3557;
    margin-bottom:8px;
}

.logo-slider{
    background:#fff;
    border-radius:25px;
    padding:30px;
    box-shadow:0 15px 40px rgba(0,0,0,.08);
}
/* BENEFICIOS CONVENIOS */

.agreement-list{
    margin-top:30px;
}

.agreement-item{
    display:flex;
    align-items:flex-start;
    gap:15px;
    margin-bottom:18px;
}

.agreement-item i{
    color:#00b8b0;
    font-size:20px;
    margin-top:3px;
    flex-shrink:0;
}

.agreement-item span{
    color:#334155 !important;
    font-size:16px;
    line-height:1.6;
    font-weight:500;
}
/*==========================
CONVENIOS
===========================*/

.partners{

padding:90px 0;

background:#fff;

}

.partners .section-title{

margin-bottom:20px;

}

.partners p{

color:#667085;

line-height:1.8;

font-size:18px;

}

.agreement-list{

display:flex;

flex-direction:column;

gap:20px;

margin-top:40px;

}

.agreement-item{

display:flex;

align-items:center;

gap:15px;

font-size:18px;

font-weight:500;

}

.agreement-item i{

color:#12b6b1;

font-size:24px;

}

.agreement-note{

background:#f7fbfc;

border-left:5px solid #12b6b1;

padding:25px;

border-radius:18px;

margin-top:40px;

}

.agreement-note strong{

display:block;

margin-bottom:10px;

font-size:18px;

color:#0f3f63;

}

.logo-slider{

margin-top:70px;

padding:35px;

background:#fff;

border-radius:25px;

box-shadow:0 15px 40px rgba(0,0,0,.08);

}

.logo-slider img{

height:70px;

width:auto;

margin:0 45px;

transition:.3s;

}

.logo-slider img:hover{

transform:scale(1.1);

}
/* ===== EFECTOS PREMIUM ===== */

.card{
transition:.35s;
border-radius:18px;
}

.card:hover{
transform:translateY(-10px);
box-shadow:0 18px 40px rgba(0,0,0,.15)!important;
}

.btn{
transition:.3s;
border-radius:50px;
font-weight:600;
}

.btn:hover{
transform:translateY(-3px);
}

section{
padding:90px 0;
}

h1,h2,h3,h4,h5{
font-weight:700;
}

.shadow{
box-shadow:0 15px 35px rgba(0,0,0,.12)!important;
}

img{
border-radius:18px;
}

.badge{
border-radius:50px;
padding:10px 18px;
}
/* ===== ANIMACIONES ===== */

.card{
animation:fadeUp .8s ease both;
}

@keyframes fadeUp{

from{
opacity:0;
transform:translateY(40px);
}

to{
opacity:1;
transform:translateY(0);
}

}

.btn-success{

background:#25D366;
border:none;

}

.btn-success:hover{

background:#1fb85a;

}

.display-3{

line-height:1.1;

}

.hero img{

transition:.5s;

}

.hero img:hover{

transform:scale(1.03);

}

.accordion-button{

font-weight:600;

}

.accordion-button:not(.collapsed){

background:#0F3D56;
color:#fff;

}

.list-group-item{

border:none;
padding:15px 0;

}
.whatsapp-float{

position:fixed;
right:25px;
bottom:25px;
width:65px;
height:65px;

background:#25D366;
color:#fff;

border-radius:50%;

display:flex;
justify-content:center;
align-items:center;

font-size:34px;

text-decoration:none;

box-shadow:0 10px 25px rgba(0,0,0,.25);

z-index:9999;

transition:.3s;

}

.whatsapp-float:hover{

transform:scale(1.1);

color:#fff;

background:#20c55a;

}
/* ===== TIPOGRAFÍA PREMIUM ===== */

body{
font-family:'Poppins',sans-serif;
color:#1f2937;
line-height:1.7;
}

h1{
font-size:3.4rem;
font-weight:800;
}

h2{
font-size:2.5rem;
font-weight:700;
margin-bottom:20px;
}

h3,h4,h5{
font-weight:700;
}

p{
font-size:1.05rem;
color:#6b7280;
}

section{
padding:100px 0;
}
/* HERO PREMIUM */

.hero-benefits p{
margin:0;
font-size:.95rem;
font-weight:600;
color:#fff;
}

.hero-benefits .col-6{
margin-top:15px;
}

.hero-benefits{
border-top:1px solid rgba(255,255,255,.25);
padding-top:25px;
margin-top:35px;
}

@media(max-width:768px){

.display-3{
font-size:2.2rem;
}

section{
padding:70px 0;
}

}
/* EFECTO PREMIUM */

.card{
overflow:hidden;
}

.card::before{
content:"";
position:absolute;
top:0;
left:-100%;
width:100%;
height:4px;
background:linear-gradient(90deg,#0d6efd,#25D366);
transition:.5s;
}

.card:hover::before{
left:0;
}

.card:hover{
transform:translateY(-12px);
}

section:nth-child(even){
background:#f8fafc;
}

.btn-lg{
padding:14px 34px;
font-size:1.05rem;
}

img{
transition:.5s;
}

img:hover{
transform:scale(1.02);
}

.badge{
letter-spacing:.5px;
}
 

/*==================================================
POSICIÓN TARJETA +8.000 FAMILIAS FELICES
==================================================*/

.hero-right{
    position: relative;
    min-height: 600px;
}

.stats-card{
    position: absolute;
    top: 90px;
    right: 0;
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 22px 26px;
    background: rgba(15,61,86,.82);
    backdrop-filter: blur(14px);
    border: 1px solid rgba(255,255,255,.15);
    border-radius: 22px;
    z-index: 20;
}

.stats-card .icon{
    width: 62px;
    height: 62px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(0,169,157,.18);
    color: #19d3c5;
    font-size: 28px;
    flex-shrink: 0;
}.counter{
    color:#0F3D56;
    font-size:3.4rem;
    font-weight:800;
}
.testimonial-avatar{

    width:90px;
    height:90px;

    margin:-70px auto 20px;

    border-radius:50%;

    border:5px solid #fff;

    overflow:hidden;

    box-shadow:0 15px 35px rgba(0,0,0,.18);

    background:#fff;

}
.nav-link.active{
	

    color:#00A99D !important;

    font-weight:700;

}

.nav-link.active::after{

    width:100%;

}
/* Botón del menú */
.header .btn-brand{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    min-width:150px;

    height:54px;

    padding:0 28px;

    margin-left:25px;

    border-radius:50px;

    background:linear-gradient(135deg,#00A99D,#009688);

    color:#fff !important;

    font-weight:700;

    white-space:nowrap;

    border:none;

    box-shadow:0 12px 30px rgba(0,169,157,.25);

}

.header{

position:fixed;
top:0;
left:0;
width:100%;
z-index:9999;

background:rgba(255,255,255,.82);
backdrop-filter:blur(18px);
-webkit-backdrop-filter:blur(18px);

border-bottom:1px solid rgba(15,61,86,.08);

box-shadow:
0 10px 35px rgba(15,61,86,.08);

transition:.35s;

}

/* HERO HIPOTECAS */

.hero-hipotecas{

    padding:170px 0 90px;

    background:linear-gradient(180deg,#f8fbff 0%,#ffffff 100%);

}

.hero-badge{

    display:inline-block;

    background:#EAF8F7;

    color:#00A99D;

    padding:10px 18px;

    border-radius:30px;

    font-weight:600;

    margin-bottom:20px;

}

.hero-title{

    font-size:3rem;

    font-weight:800;

    color:#082032;

    line-height:1.15;

}

.hero-text{

    font-size:1.15rem;

    color:#5d6b79;

    margin:30px 0;

}

.hero-buttons{

    display:flex;

    gap:18px;

    flex-wrap:wrap;

}

.btn-outline-brand{

    border:2px solid #00A99D;

    color:#00A99D;

    border-radius:50px;

    padding:16px 30px;

    font-weight:700;

    text-decoration:none;

    transition:.3s;

}

.btn-outline-brand:hover{

    background:#00A99D;

    color:#fff;

}

.hero-features{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:15px;

    margin-top:40px;

    font-weight:600;

}

.hero-image{

    position:relative;

}

.hero-image img{

    border-radius:30px;

    box-shadow:0 25px 60px rgba(0,0,0,.15);

}

.hero-floating-card{

    position:absolute;

    bottom:25px;

    left:-30px;

    background:#fff;

    padding:25px;

    border-radius:20px;

    box-shadow:0 20px 40px rgba(0,0,0,.12);

}

.hero-floating-card h3{

    margin:0;

    color:#00A99D;

    font-size:2rem;

    font-weight:800;

}
/* TARJETAS HIPOTECAS */

#beneficios .card,
.hero-hipotecas .hero-floating-card,
section .card{

    border:none;
    border-radius:22px;
    background:#fff;
    box-shadow:0 12px 35px rgba(18,38,63,.08);
    transition:.35s ease;

}

#beneficios .card:hover,
section .card:hover{

    transform:translateY(-8px);
    box-shadow:0 22px 50px rgba(18,38,63,.15);

}

section .card-body{

    padding:35px;

}
#beneficios i,
section .card i{

    width:72px;
    height:72px;
    display:flex;
    align-items:center;
    justify-content:center;
    margin:auto;
    border-radius:50%;
    background:#EAF8F7;
    color:#00A99D !important;
    font-size:34px;

}
/* ESTADÍSTICAS HIPOTECAS */

.hipoteca-stats{

    background:#f8fbff;

}

.stat-card{

    background:#fff;
    border-radius:22px;
    padding:35px 20px;
    text-align:center;
    box-shadow:0 12px 35px rgba(18,38,63,.08);
    height:100%;
    transition:.35s;

}

.stat-card:hover{

    transform:translateY(-8px);
    box-shadow:0 20px 45px rgba(18,38,63,.15);

}

.stat-card h2{

    font-size:2.8rem;
    font-weight:800;
    color:#00A99D;
    margin-bottom:10px;

}

.stat-card p{

    margin:0;
    color:#6b7280;
    font-weight:500;

}
/* FAQ HIPOTECAS */

#faqHipoteca .accordion-item{

    border:none;
    border-radius:18px;
    overflow:hidden;
    margin-bottom:18px;
    box-shadow:0 12px 35px rgba(18,38,63,.08);

}

#faqHipoteca .accordion-button{

    background:#fff;
    color:#082032;
    font-size:1.05rem;
    font-weight:600;
    padding:22px 28px;
    box-shadow:none;

}

#faqHipoteca .accordion-button:not(.collapsed){

    background:#EAF8F7;
    color:#00A99D;

}

#faqHipoteca .accordion-button:focus{

    box-shadow:none;

}

#faqHipoteca .accordion-body{

    padding:25px 28px;
    color:#5d6b79;
    line-height:1.8;

}

#faqHipoteca .accordion-button::after{

    transform:scale(.9);

}
/* ============================
FOOTER PREMIUM
============================ */

.footer-premium{

background:#081B29;

color:#d9e4ea;

padding:80px 0 30px;

}

.footer-logo{

height:70px;

}

.footer-text{

line-height:1.8;

color:#b9c6cf;

}

.footer-premium h5{

color:#fff;

font-weight:700;

margin-bottom:25px;

}

.footer-premium ul{

list-style:none;

padding:0;

margin:0;

}

.footer-premium li{

margin-bottom:14px;

}

.footer-premium a{

color:#b9c6cf;

text-decoration:none;

transition:.3s;

}

.footer-premium a:hover{

color:#00A99D;

}

.footer-social{

display:flex;

gap:15px;

margin-top:30px;

}

.footer-social a{

width:46px;

height:46px;

display:flex;

align-items:center;

justify-content:center;

border-radius:50%;

background:rgba(255,255,255,.08);

font-size:20px;

}

.footer-social a:hover{

background:#00A99D;

color:#fff;

transform:translateY(-3px);

}

.footer-contact p{

margin-bottom:15px;

display:flex;

align-items:center;

gap:12px;

}

.footer-contact i{

color:#00A99D;

font-size:18px;

}

.footer-bottom{

margin-top:35px;

padding-top:25px;

border-top:1px solid rgba(255,255,255,.08);

display:flex;

justify-content:space-between;

align-items:center;

flex-wrap:wrap;

gap:20px;

}

.footer-links{

display:flex;

gap:25px;

flex-wrap:wrap;

}

@media(max-width:768px){

.footer-bottom{

text-align:center;

justify-content:center;

}

}
/*==============================
CTA ANTES DEL FOOTER
==============================*/
.footer-cta{

    background:linear-gradient(135deg,#F8FCFC,#EEF8F7);

    padding:70px 0;

}

.footer-cta-badge{

    display:inline-block;
    background:#00A99D;
    color:#fff;
    padding:8px 18px;
    border-radius:30px;
    font-size:.85rem;
    font-weight:600;
    margin-bottom:18px;

}

.footer-cta h2{

    color:#082032;
    font-size:2.6rem;
    font-weight:700;
    line-height:1.2;
    margin-bottom:18px;

}

.footer-cta p{

    color:#5E6B78;
    font-size:1.1rem;
    max-width:650px;
    margin-bottom:0;

}

.footer-cta .btn{

    padding:16px 42px;
    border-radius:50px;

}
/*==============================
ANIMACIONES PREMIUM
==============================*/

.reveal{

    opacity:0;

    transform:translateY(60px);

    transition:all .8s cubic-bezier(.2,.8,.2,1);

}

.reveal.active{

    opacity:1;

    transform:translateY(0);

}

.card,
.service-box,
.feature-box,
.benefit-card,
.step-card,
.stat-card,
.testimonial-card,
.footer-cta,
.hero-floating-card{

    transition:
    transform .35s ease,
    box-shadow .35s ease;

}

.card:hover,
.service-box:hover,
.feature-box:hover,
.benefit-card:hover,
.step-card:hover,
.stat-card:hover,
.testimonial-card:hover{

    transform:translateY(-8px);

}
/*==============================
POPUP SOAT
==============================*/

.popup-overlay{

position:fixed;

top:0;
left:0;

width:100%;
height:100%;

background:rgba(0,0,0,.75);

backdrop-filter:blur(8px);

display:flex;

align-items:center;

justify-content:center;

z-index:999999;

opacity:0;

visibility:hidden;

transition:.35s;

padding:20px;

}

.popup-overlay.show{

opacity:1;

visibility:visible;

}

.popup-box{

position:relative;

max-width:900px;

width:100%;

border-radius:24px;

overflow:hidden;

background:#fff;

box-shadow:0 25px 70px rgba(0,0,0,.35);

animation:popupScale .35s ease;

}

.popup-image{

width:100%;

display:block;

}

.popup-close{

position:absolute;

top:15px;

right:15px;

width:48px;

height:48px;

border:none;

border-radius:50%;

background:#fff;

font-size:34px;

cursor:pointer;

z-index:1000;	

box-shadow:0 5px 15px rgba(0,0,0,.2);

transition:.3s;

}

.popup-close:hover{

transform:rotate(90deg);

background:#00A99D;

color:#fff;

}

@keyframes popupScale{

from{

transform:scale(.8);

opacity:0;

}

to{

transform:scale(1);

opacity:1;

}

}

@media(max-width:768px){

.popup-box{

max-width:95%;

}

.popup-close{

width:40px;

height:40px;

font-size:28px;

}

}